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State Grants for Cultural Nonprofits, EIDL Advance Grants, PPP Loan Forgiveness Portal, Upcoming Webinars & Other Resources
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August 20, 2021


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This is an update from the City of Oakland’s Economic & Workforce Development Department (EWDD) for businesses, nonprofits, independent contractors and our partner organizations who support them. These are just highlights of available resources. For information about worker benefits, grants, loans and support services available, please visit our Business & Worker Resource web page. The site is updated regularly as more information becomes available, so please check it often.

All individuals within Alameda County are required to wear face coverings – regardless of vaccination status – when indoors in workplaces and public settings, with limited exemptions. The County also recommends that businesses make face coverings available to individuals entering the business. The county’s FAQs for face covering indoors and in workplaces provides guidance on business responsibilities, including signage requirements.

Vaccinations remain the best protection against COVID-19, preventing most related hospitalizations and deaths. Alameda County has posted an Employer Vaccination Toolkit for businesses interested in supporting their employees in getting vaccinated.
State Grant Program Re-Opens with Grants up to $25,000
The California Small Business COVID-19 Relief Grant Program has re-opened with Round 7 for waitlisted applicants from certain previous rounds through September 16. New applications will not be accepted in this round. Grants range from $5,000 to $25,000 based on annual revenue as documented in your most recent tax return.

Next Friday, August 27, Round 8 for Nonprofit Cultural Institutions Only opens and will run through September 8. Eligible nonprofit cultural institutions must complete a new application even if they already applied in previous rounds.

The first opportunity for businesses who have not previously applied to submit a new application comes in Round 9 (September 9 through September 30). Waitlisted applicants from certain previous rounds will also be considered in this round and do not need to re-apply.

Check the webinar listings later in this email and online for upcoming workshops to help you apply for the grants.
SBA Offers Targeted EIDL Advances up to $15,000
If your business or nonprofit is in a low-income area, you may qualify for up to $15,000 in federal Economic Injury Disaster Loan (EIDL) advances. These “advances” are like grants, and do not need to be repaid. You do not have to qualify for or accept a loan to receive the advances. Much of Oakland below I-580 qualifies as a low-income area.

  1. Up to $10,000 Targeted EIDL Advance if your business or nonprofit is in a low-income area, lost more than 30 percent in revenue, and has 300 or fewer employees.
  2. Additional $5,000 Supplemental Targeted Advance if your business or nonprofit is in a low-income area, lost more than 50 percent in revenue, and has 10 or fewer employees.

The Supplemental Targeted Advance can combine with original EIDL and/or Targeted EIDL Advance for a total of up to $15,000.

If you have not previously applied for EIDL, apply now!
If you previously applied for EIDL, the SBA should have contacted you with details. If you cannot find that email, you can contact SBA’s Disaster Customer Service Center at 1-800-659-2955 (TTY 1-800-877-8339) or by email at TargetedAdvance@sba.gov to request a new invite. Be sure to include your application submission number.

While the applications must be submitted in English, the SBA provides documents in different languages to help you understand eligibility requirements, fill out applications and answer frequently asked questions.
PPP Loan Forgiveness Portal
The SBA has launched a streamlined application portal to allow borrowers with Paycheck Protection Program loans of up to $150,000 to apply for forgiveness directly through the SBA. A borrower can apply for PPP loan forgiveness once all loan proceeds for which the borrower is requesting forgiveness have been used. Borrowers can apply for forgiveness any time up to the maturity date of the loan.

Check to see if your lender is participating in direct forgiveness through the SBA and use the SBA’s portal to apply. The questions in the portal correspond to those asked on SBA form 3508S. After submission, be sure to monitor your application for forgiveness.

If your lender is not participating in SBA’s portal, you must apply for forgiveness through your lender. Your lender can provide you with either the SBA Form 3508, SBA Form 3508EZ, SBA Form 3508S or a lender equivalent. Your lender can provide further guidance on how to submit the application and may follow up to request additional documentation.

Borrowers who need assistance with direct forgiveness can contact SBA’s dedicated forgiveness call center at (877) 552-2692, Monday to Friday, 5 a.m. to 5 p.m. The call center can only assist direct forgiveness applicants; All other borrowers should contact their PPP lender directly.
Resources for Re-Opening
Upcoming Online Workshops & Webinars
Below is a sampling of upcoming workshops and webinars. See additional listings and check for last-minute additions at: https://www.oaklandca.gov/resources/webinars-for-businesses-nonprofits-and-independent-contractors

Holiday Marketing: Preparing Your Business for the Holidays
Monday, August 23, 3 – 5 p.m.
Solano County SBDC
Free

Returning to Work: COVID-19 Update
Tuesday, August 24, 1 – 3 p.m.
NorCal SBDC
Free

Cómo financiar su negocio (en Español)
Tuesday, August 24, 6 9 p.m.
NorCal SBDC
Free

Must Know Insurance Needs for Small Business
Wednesday, August 25, 9 – 11 a.m.
East Bay SCORE
$15

Small Business Finance 101
Wednesday, August 25, 10:30 a.m. – Noon
NorCal SBDC
Free

Marketing Your Services During Challenging Times
Wednesday, August 25, 1 – 3 p.m.
Alameda County SBDC
Free

Can You Afford to Pay Ransom for Your Data? Learn About Cybersecurity NOW!
Wednesday, August 25, 1:30 – 2:30 p.m.
AnewAmerica Women’s Business Center
Free

Dealing with the Challenges of Reopening
Wednesday, August 25, 3 – 4 p.m.
Working Solutions and Oakland African American Chamber of Commerce
Free

Navigating our Return to Work: Session 1 - Getting to Work
Wednesday, August 25, 4 – 5 p.m.
Oakland Metro Chamber
Free

Debt Management
Thursday, August 26, 11 a.m. – Noon
NorCal SBDC
Free

Need Employees?! Practical Solutions for this Small Business Challenge
Thursday, August 26, 1 – 2 p.m.
AnewAmerica Women’s Business Center
Free

COVID Economic Injury Disaster Loans: Are They Right for You?!
Thursday, August 26, 3:30 – 4:30 p.m.
AnewAmerica Women’s Business Center
Free

Black Women in Business: Growth, Impact, and Community
Thursday, August 26 & Friday, August 27
CEO’s Making Waves
$47-$197

Navigating our Return to Work: Session 2 - Navigating the New Workplace
Friday, August 27, 9 – 10:30 a.m.
Oakland Metro Chamber
Free

CA Relief Grant: Get Ready for the Next Open Round!
Monday August 30, 3 – 4 p.m.
AnewAmerica Women’s Business Center
Free

CA Relief Grant: Get Ready for the Next Open Round!
Tuesday, August 31, 10:30 – 11:30 a.m.
AnewAmerica Women’s Business Center
Free

Planning your Business
Thursday, September 9, 10 a.m. – Noon
NorCal SBDC
Free

National Small Business Week 2021 Virtual Summit
Monday, September 13 - Wednesday, September 15, 8 a.m. – 3 p.m.
SBA
Free

Introduction to the Restaurant Business for Spanish Speakers
Wednesday, September 15, 11 a.m. – 12:30 p.m.
Alameda County SBDC
Free

Virtual Legal Services Clinic
Thursday, September 23, 4 – 6 p.m.
Lawyers Committee for Civil Rights
Free

Equitable Access to Small Business Credit
Thursday, October 14, 10 a.m. – 1 p.m.
Federal Reserve Bank of San Francisco
Free

 
 

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